LOAN OFFICER

Company: Baycoast Bank
Location: Plymouth
Posted on: August 6, 2022

Job Description:

Job DescriptionBayCoast Mortgage is a fast growing Massachusetts company owned by BayCoast Bank, est. 1851. As a wholly owned subsidiary of a bank we have portfolio lending flexibility in addition to being a full-service lender serving the majority of the East Coast. We are committed to being one of the best workplaces in the industry. BayCoast offers a dynamic work environment and excellent opportunities for internal and professional development. We currently have a variety of rewarding career opportunities available in our Mortgage Department in Swansea, MA. Available Positions:

• Mortgage Loan Originator (inside/outside sales) Essential Mortgage Loan Originator Functions:
  • Maintain and originate through branch and subsidiary provided leads (25+ physical locations). Utilize cutting edge technology to originate digital provided leads. Utilize Salesforce to maintain customer and COI relationships.
  • Source and originate mortgage loans and manage the client experience from origination to closing.
  • Establish a strong presence including developing relationships with Realtors and Community Groups; some inbound and outbound sales calling and field visits may be necessary.
  • Participate in all steps related to the origination of a mortgage loan including meeting with prospects, counseling borrowers, taking mortgage applications electronically and face-to-face as well as by mail and phone.
  • Attend seminars, shows, community outreach events and other events to raise consumer awareness of our products and services.
  • Stay current with changes and new products and learn various borrowing programs and processes.
  • Learn and utilize LOS (MortgageBot), as well as various third party provider applications.
  • Adhere to all federal and state compliance guidelines relative to the position. Minimum Qualifications:
    • High school diploma with 3–5 years mortgage experience or a bachelor's degree.
    • 12-24 months of experience as a Loan Officer, Loan Officer Assistant or Loan Processor.
    • Mortgage Loan Service Registry (NMLS).
    • Working knowledge of all state and federal mortgage regulations.
    • Strong written and oral communication skills.
    • Working knowledge of windows-based applications, including Microsoft Excel and web based applications, including LeadMailbox.
    • Must possess superior customer service skills.
    • Excellent customer service and listening skills.
    • Public speaking skills. Desired Skills & Experience
      • Solid math skills.
      • Genuine interest in local, regional and national real estate markets
      • Ability to multi-task in a fast paced environment.
      • Good organizational and analytical skills.
      • Strong written and oral communication skills. Competitive benefits, including:
        • Customized commission structure
        • Signing bonus
        • Access to Loan Officer Assistant, Processor and Team Leader
        • Medical and Dental Insurance
        • 401(k) Plan
        • Pension Plan
        • Subsidized Short/Long Term Disability, Life and AD&D Insurance
        • Voluntary Benefits including Life, Accident, and Cancer Insurance
        • Flexible Spending Accounts
        • Health Savings Accounts
        • Tuition Reimbursement
        • Student Loan Pay Down Benefit
        • Generous Paid Time Off
        • Employee Assistance Program (EAP)
        • Volunteer Time MLO positions are commission based. BayCoast Mortgage is an Equal Opportunity Employer. BayCoast Mortgage is a wholly owned subsidiary of BayCoast

Keywords: Baycoast Bank, Plymouth , LOAN OFFICER, Other , Plymouth, Massachusetts